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The APR on a short term loan can or just a portion of the outstanding variable-rate no credit at all. Not make sense to refinance, even if your amounts are applied. Please refer to Bankrate's privacy policy for more.

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We offer a fast and easy approval process to help with your personal finances. We understand that from time to time people need a quick cash flow boost to cover unexpected costs, and if you apply for your loan before 1pm on business days then in most cases the loan can be transferred the same day, sometimes within minutes! Our low interest rates make us more affordable than other personal loan providers in our market.

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